Affinaut is committed to preventing money laundering, terrorist financing and other financial crime. This policy summarises the controls we apply, especially for cryptocurrency payments accepted via Binance Pay.
On this page
1. Our commitment
We maintain a risk-based anti-money-laundering (AML) and know-your-customer (KYC) program and cooperate with our regulated payment partners and the authorities to keep the platform free of financial crime.
2. Customer due diligence (KYC)
We and our payment providers may verify the identity of customers before or during payment, including business details, identification documents and beneficial-ownership information where required. We may request additional information at any time and may decline or suspend service where verification cannot be completed.
- Card payments are processed by Paddle, which performs its own KYC and fraud controls as Merchant of Record.
- Crypto payments are processed by Binance Pay, which applies Binance’s KYC/AML and sanctions controls.
3. Cryptocurrency & source of funds
- We accept crypto only through Binance Pay and do not knowingly accept funds from illicit sources.
- We may request information about the source of funds for unusual or large transactions.
- We do not support the use of mixers, tumblers or services designed to obscure the origin of funds.
4. Prohibited & high-risk activity
Using the platform or its payment options to launder money, finance terrorism, evade sanctions, or process proceeds of crime is strictly prohibited. See our Acceptable Use Policy for the full list of prohibited businesses and activities.
5. Sanctions screening
We do not provide services to individuals or entities on applicable sanctions lists (e.g., UN, EU, UK, OFAC) or located in comprehensively sanctioned jurisdictions. Our payment partners apply sanctions screening to transactions.
6. Monitoring & reporting
We monitor for suspicious activity and may freeze, delay or refuse transactions and report them to the relevant authorities where required by law. We may do so without prior notice where the law requires confidentiality.
7. Record keeping
We retain transaction and verification records for the period required by applicable AML laws, after which they are securely deleted or anonymised.
8. Report a concern
To report suspected fraud or money laundering involving the platform, email support@affinaut.com with “AML” in the subject line.
Contact us
Questions about this aml & kyc policy? Reach our team at support@affinaut.com. We aim to respond within 2 business days.